EXISTING SCHEMES ( Ministry of MSME )

1 . Prime Minister’s Employment Generation Programme (PMEGP)

Objective
Encourage new entrepreneurs to set up micro-enterprises through credit-linked subsidy support
Key Benefits
  • Bank financed subsidy program for setting up new micro-enterprises in non-farm sector.
  • Margin Money subsidy on Bank Loan ranges from 15% to 35% for projects up to Rs. 25 lakhs in manufacturing and Rs. 10 lakhs in service sector
  • For beneficiaries belonging to special categories such as SC/ST/Women/PH/Minorities/Ex-Servicemen/NER, the margin money subsidy is 35% in rural areas and 25% in urban areas. The maximum cost of projects is Rs.25.00 lakh in the manufacturing sector and Rs.10.00 lakh in the service sector.
Scheme applicable for
  • Any individual above 18 years of age, SHGs, Charitable trusts, Registered Societies etc.
Detailed Information
  • The own contribution of the beneficiary is 10% of the project cost in case of general category and 5% of the project cost in case of reserved category (SC/ST/OBC/PH/Women/Ex Servicemen/ NER) beneficiaries.
  • If the application for loan is approved, Banks sanction and release the balance amount of 90 to 95 percent of the total project cost suitably for setting up of the units by the beneficiaries.
  • In order to have sustainability of the projects/units set up under the scheme, support services are also provided in the form of Backward & Forward Linkages by organizing events like awareness camps, workshops, EDP training to the beneficiaries, exhibitions, etc.
  • Government of India has introduced online process flow of application and disbursement of Margin Money directly to financing branches.
  • Corporation Bank was engaged as a single National Level Agency for operating the online fund flow system of PMEGP.
  • One-page online application form is mandatory for individuals and institutional beneficiaries on the e-portal. The application form/PMEGP MIS portal is mobile friendly. SMS/e-mail alerts sent to the applicant automatically by the system or by the concerned officials at the process of each stage.
  • Model Projects of different KVI activities have been put up on PMEGP e-portal for the benefit of potential beneficiaries.
  • Model Village Industries projects prepared by NSIC have also been linked to the website.
  • To increase the registration of MSMEs in the country, the Government has undertaken measures that the PMEGP units can adopt the Udyog Aadhar Memorandum (UAM) to register online.
How to apply Click Here    

2 . 2nd Loan for up-gradation of the existing PMEGP/MUDRA units

Objective
Technology up-gradation and expansion of existing units through credit support
Key Benefits
  • To fulfill the need of additional financial assistance for upgradation and expansion of successful/well performing existing units
  • Maximum subsidy would be 15% of the project cost (20% for NER and Hill States). The balance amount of the total project cost is provided by Banks as term loan.
Scheme applicable for
  • Existing well performing PMEGP/MUDRA units
Detailed Information
  • Further financial assistance scheme for expansion/upgrade the existing PMEGP/MUDRA units for manufacturing and Service/Trading units from the year 2018-19
  • The maximum cost of the project under manufacturing sector for up-gradation is Rs.1.00 crore and Rs.25.00 lakh under Service/Trading sector.
  • Maximum subsidy would be 15% of the project cost (20% for NER and Hill States) i.e. Rs. 15.00 lakh in Non-NER and Rs. 20.00 Lakh for NER and Hill States. The balance amount of the total project cost are provided by Banks as term loan.
  • All existing units financed under PMEGP/MUDRA schemes running successfully whose Margin Money claim has been adjusted and the First loan (only CE) availed should have been repaid in stipulated time and WC may be exempted.
  • The units should have been making profit for the last three years.
  • Beneficiary may apply to the same financing bank, which sanctioned the loan for their unit, or to any other financing bank, which is willing to extend credit facility for second loan.
  • The beneficiary can choose any implementing agency and that may be different from the agency chosen for 1st loan.
  • Registration of Udyog Aadhar Memorandum (UAM) is mandatory.
  • The 2nd loan should lead to additional employment generation.
  • On PMEGP e-Portal, a separate application link provided to submit the application under 2nd loan for up-gradation.
How to apply Click Here    

3 . Credit Guarantee Scheme for Micro & Small Enterprises (CGTMSE)

Objective
Credit support
Key Benefits
  • Credit guarantee for loans upto Rs. 2 crore, without collateral and third-party guarantee.
  • Guarantee coverage ranges from 85% (Micro Enterprise up to Rs 5 lakh) to 75% (others).
  • 50% coverage is for retail activity.
Scheme applicable for
  • Existing Entrepreneurs & Aspiring Entrepreneurs
Detailed Information
  • Any collateral/third party guarantee free credit facility (both fund as well as non-fund based) extended by eligible institutions, to new as well as existing Micro and Small Enterprises, including Service Enterprises, with a maximum credit cap of 200 lakh (Rupees Two Hundred lakh only) are eligible to be covered. Recently, guarantee coverage made eligible to select NBFCs and Small Finance banks.
  • The guarantee cover available under the scheme is to the extent of 50%/ 75% / 80% & 85% of the sanctioned amount of the credit facility. The extent of guarantee cover is 85% for micro enterprises for credit up to 5 lakhs. The extent of guarantee cover is 50% of the sanctioned amount of the credit facility for credit from 10 lakh to 100 lakhs per MSE borrower for retail trade activity.
  • The extent of guarantee cover is 80% for (i) Micro and Small Enterprises operated and/or owned by women; and (ii) all credits/loans in the North East Region (NER) for credit facilities upto 50 lakh. In case of default, Trust settles the claim up to 75% of the amount in default of the credit facility extended by the lending institution for credit facilities upto 200 lakh.
How to apply Click Here Through Member Lending Institutions (Banks and NBFCs),    

4 . Interest Subvention Scheme for MSMEs-2018

Objective
Credit support
Key Benefits
  • 2% interest subvention for incremental credit to MSMEs.
Scheme applicable for
  • Existing Entrepreneurs & Aspiring Entrepreneurs
Detailed Information
  • Interest Subvention Scheme for Incremental credit to MSMEs 2018 offers 2 % interest subvention on fresh or incremental loans maximum up to Rs. 1 crore to MSMEs. Small Industries Development Bank of India (SIDBI) is the Nodal Agency for implementation of the Scheme.
  • The Scheme aims at encouraging both manufacturing and service enterprises (including trading activities) to increase their productivity. Incremental/fresh term loan or incremental/fresh working capital extended from 2nd November 2018 by any Scheduled Commercial Banks, NBFCs, RRBs, UCBs (Scheduled & Non-scheduled) and DCCBs would be covered under the scheme.
  • MSMEs already availing interest subvention under any of the Schemes of the State / Central Govt. are not eligible under the Scheme.
How to apply Click Here SIDBI is the Nodal Agency. Implemented through Member Lending Institutions.    

5 . Credit Linked Capital Subsidy Component (CLCS & TU Scheme)

Objective
Technology support/ Credit Support
Key Benefits
  • Induction of established and improved technologies.
  • 15% Subsidy on institutional credit upto Rs 1.00 crore with a subsidy cap of Rs.15.00 lakh.
Scheme applicable for
  • Existing Entrepreneurs & Aspiring Entrepreneurs
Detailed Information
  • The objective of CLCS component of CLC-TUS is to facilitate technology to MSEs through institutional finance for induction well established and proven technologies in the specific sub-sector/products approved under the scheme:
  • (a)Upfront subsidy of 15% on institutional credit up to Rs. 1.0 crore (i.e. a subsidy cap of Rs. 15.00 lakh) for identified sectors/subsectors/ technologies.
  • (b)Flexibility for review of the identified technologies/ subsectors also exists.
  • (c)Presently scheme is being implemented through 11 nodal banks/agencies, however, almost all Commercial Banks, Pvt. Banks & RRBs are acting as PLI through these 11 nodal banks/agencies {SIDBI, NABARD, SBI, Andhra Bank, PNB, BoB, Canara Bank, Corporation Bank, Indian Bank, Bank of India, & TIICL}.
  • (d) In order to ensure fair inclusion of SC/ST category, women entrepreneurs and entrepreneurs from NER, Hill States (Jammu & Kashmir, Himachal Pradesh & Uttarakhand) Island Territories (Andaman & Nicobar and Lakshadweep) and the identifies Aspirational Districts/LWE Districts, the subsidy has also been proposed to be admissible also for investment in acquisition/replacement of plant & machinery/equipment & technology up-gradation of any kind.
How to apply Click Here As per Scheme guidelines - Through Prime lending Institution / Nodal Banks.    

6 . MSME Technology Centres (TCs) (Existing TCs + New TCs + Extension Centers spread all over country)

Objective
Technology support, Skill development, Product D
Key Benefits
  • Design & Manufacture of Dies, Moulds using Latest Technology
  • Help in prototyping new product
  • Skill Development: Tool Design, Machinist, CNC Machines, PLC, Mechatronics, CAD/CAM, Footwear, Fragrance, Glass Mfg, Automation.
  • Consultancy: Tool Design, new product development.
Scheme applicable for
  • Existing Entrepreneurs / Aspiring Entrepreneurs
Detailed Information
  • Training programs offered by TCs range from 2 weeks to 4 years. 76 programs are NSQF Complaint.
  • Long term trainees are well placed in industry.
  • Customized training programs may also be launched.
  • TC Kannauj may provide consultancy for sanitizer mfg.
  • TC Meerut can do PPE Coverall testing.
How to apply Click Here 1. Individuals may apply for training programs through websites of the respective TCs. Online training programs also available.
2. MSMEs can approach directly for moulds, dies, product development
3. Consultant
Contact details available on websites of TCs.
Firms may approach TCs for hiring skilled manpower.    

7 . Procurement and Marketing Support (PMS) scheme

Objective
Marketing Support
Key Benefits
  • Participation of Individual MSEs in domestic Trade Fair/ Exhibition
  • Capacity building of MSMEs in Modern Packaging Technique / Development of Marketing Haats.
  • Organizing Domestic Trade Fair& Exhibition/ Vendor Development Programs/ National & International Workshops & Seminars/ Awareness programs
Scheme applicable for
  • Existing Entrepreneurs
Detailed Information
  • Participation of individual MSEs in domestic trade fairs/ exhibitions across the country: Maximum Budgetary support (space rent and contingency) upto Rs.1.5 Lakhs max.for Metro & A class citers. Rs 1.0 lakhs max. for Class B cities / NER/J&K/ Hilly States and for other cities Rs.0.80 lakhs max.
  • Organizing Domestic Trade Fairs/ Exhibition and participation in trade fairs/exhibitions by the Ministry/Office of DC (MSME)/Government organizations:
  • Maximum Budgetary support for space rent and advt. & publicity for the event is as follows,
  • a. Regional :(State/District): Rs.30.00 Lakh max.
    b. National: Rs.40.00 Lakh .max.
    c. International: As decided by Empowered Committee subject to approval of Deptt. Of Expenditure.
  • Capacity building of MSMEs in modern packaging technique: Maximum Budgetary support of Rs.1.0 lakh max. for ordinary packaging consultancy and Rs.1.5 lakh max. for green packaging consultancy for MSME unit.
  • Development of Marketing Haats. Maximum Budgetary support: For Development of new MSME Haats, upper limit of GIA will not exceed Rs. 50 lakh max.
  • For Renovation/up-gradation of existing Marketing Haats, upper limit of GIA will not exceed Rs.20 lakhs max.
  • Vendor Development Programmes: Maximum Budgetary support is as follows; State Level Vendor Development Programme (SLVDP): Rs. 1 Lakh max. (One day) National Level Vendor Development Programme (NLVDP): Rs. 10 lakhs max. for A class city and Rs.7.0 lakh max. for other cities. (2-3 days)
  • International/National Workshops/Seminars.: Maximum Budgetary Support would be Rs 5.0 lakh maximum or actual whichever is less and for National Workshop/Seminar and Rs 7.5 Lakh maximum or actual whichever is less for International Workshop/Seminar
  • Awareness Programs: Maximum Budgetary support of Rs. 70,000/- max. per program (One day)
How to apply Click Here    

8 . International Cooperation (IC) Scheme

Objective
Marketing Support
Key Benefits
  • Reimbursement for participation/visit in international exhibitions/fairs
  • Reimbursement for holding international conferences and seminars by industry associations/Govt. organizations.
Scheme applicable for
  • Existing Entrepreneurs
Detailed Information
  • Assistance provided under the scheme:
    For Participation in International Exhibition/Fair:
    Economy class Air fare fair (maximum of Rs. 1 Lakh).
    Stall charges (maximum Rs. 1.25 Lakh).
    Freight Charges (maximum Rs. 25,000/-)
    Entry/Registration fee up to Rs. 5000/-
  • For Organizing International Conference in India
    Cost for organizing the event subject to a maximum of Rs. 4.50 Lakh.
    Airfare for foreign speakers (minimum 03) up to a maximum of Rs. 2.50 lakh.
    For more detailed information refer toScheme guidelines, on the following link:
    https://msme.gov.in/sites/default/files/IC-Scheme-Guidelines-June-2018.pdf
How to apply Click Here Applications can be submitted by eligible industry associations/organizations to avail the benefits under the scheme at the following link:    

9 . Public Procurement Policy for MSEs Order, 2012

Objective
Providing Marketing support to the MSEs
Key Benefits
  • Tender set free of cost
  • Exemption from the payment of Earnest Money
  • In tender, participating MSEs quoting price within price band of L1+15% shall also be allowed to supply a portion of requirement by bringing down their price to L1 price in a situation where price is from someone other than an MSE and such MSE shall be allowed to supply upto 25% of the total tendered value.
  • 358 items reserved for exclusive procurement from MSEs.
  • The MSEs may also be given exemption in prior experience and turnover clauses.
Scheme applicable for
  • The Public Procurement Policy mandates 25% annual procurement from MSEs by Central Ministries /Departments/Public Sector Enterprises (CPSEs).
  • Public Procurement Policy is meant for procurement of only goods produced and services rendered by MSEs and works contract is not covered under the purview of Public Procurement Policy.
  • MSEs registered with District Industries Centre (DIC) or Khadi & Village Industries Commission (KVIC) or Khadi & Industries Board (KVIB) or Coir Board or national Small Industries Commission (NSIC) or Directorate of Handicrafts and Handlooms or any other body specified by Ministry of MSME or having Udyog Aadhaar Memorandum (UAM) are eligible to avail the benefits of the policy.
Detailed Information
  • Ministry of MSME has notified the Public Procurement Policy for MSEs Order, 2012 under Section 11 of MSMED- Act 2006 to provide marketing support to the MSEs which is effective from April 2012 and has become mandatory w.e.f 1st April 2015. It was again reviewed in 2018 and amended vide SO 5670 (E) dated 9 November 2018. The amended policy mandates 25% of annual procurement from MSEs by the Central Ministries/ Departments and CPSEs including 4% from MSEs owned by SC/ST and 3% from MSEs owned by Women
  • Any registered MSE can register themselves at GeM Portal and avail the benefits of the Public Procurement Policy.
How to apply Click Here    

10 . Micro & Small Enterprises Cluster Development Programme (MSE – CDP)

Objective
Technology support/Skill development
Key Benefits
  • Creation of Common Facility Centersincluding Plug & Play Facilities
  • Thematic Interventions- Activities such as Training Programmes, Exposure Visits
Scheme applicable for
  • Existing Entrepreneurs (in form of a SPV)
Detailed Information
  • Common Facility Centers: Creation of “tangible assets” such as Common Production/Processing Centre, Design Centers, Testing Facilities including Plug & Play Facilities.
  • GoI Assistance: upto 90% of the maximum Project cost of Rs. 20 crore
  • Infrastructure Development: Development of land, roads, drainage, power distribution etc. in new / existing industrial (multi-product) areas / estates / Flatted Factory Complex.
    GoI Assistance: upto 80% of the maximum Project cost of Rs. 15 crore
  • Marketing Hubs / Exhibition Centres by Associations: Establishing Marketing Hubs/Exhibition Centres at central places for display and sale of products.
    GoI Assistance: upto 80% of the maximum Project cost of Rs. 10 crore
  • Thematic Interventions: Activities such as Training Programmes, Exposure Visits, BDS provisioning etc. for approved/ completed CFCs.
    GoI Assistance: Rs.2.00 lakh for each activity, maximum Rs.10 lakh per CFC
  • State Innovative Cluster Development Programme: Co-funding of the CFC projects of State Cluster Development Programme on matching share basis.
    GoI Assistance: GoI fund would be limited to State Government share or Rs.5.00 crore whichever is lower
    For details please contact nearby MSME-Development Institute/ District Industry Centre.
How to apply Click Here    

11 . Scheme of Fund for Regeneration of Traditional Industries (SFURTI)

Objective
Organize traditional industry artisans into clusters by providing Technology Support, Marketing Support, Skill Development
Key Benefits
  • Support to traditional artisans to provide sustainable employment
  • Government of India support up to Rs. 2.5 cr. up to 500 artisans and Rs. 5 cr. for more than 500 artisans
  • Set up physical infrastructure with CFCs, latest machines, training, etc. in clusters.
Scheme applicable for
  • Existing artisans from traditional industries
Detailed Information
  • Government of India supports traditional industry artisans to provide them sustainable employment through Hard Intervention in setting up physical infrastructure with CFCs, raw material banks, latest machines, and Soft Intervention in skill development, market promotion initiatives, etc. in clusters.
  • Government of India gives 90% (95% in NER, J&K and Hill Areas) of Hard Intervention cost and entire cost of Soft Intervention
How to apply Click Here    

12 . A Scheme for Promotion of Innovation, Rural Industries and Entrepreneurship (ASPIRE)

Objective
Promote Skill Development and Entrepreneurship
Key Benefits
  • Set up LBIs and TBIs to skill youths for own enterprises and incubation of innovative ideas
  • Maximum Rs. 1 cr. to Government agencies and maximum Rs. 50 lakhs to private agencies for procuring plant and machinery
  • Maximum Rs. 1 cr. given to new TBIs and maximum Rs. 30 lakhs to existing TBIs for procurement of plants and machinery.
Scheme applicable for
  • For LBIs:
    Any agency/institution of Govt. of India/State Govt.
  • Any Private Institution under PPP mode with any agency of Govt. of India/State Govt.
  • For TBIs:
    Existing Incubation Centers under Ministries/ Departments of Govt. of India
  • National/ Regional institutions of Govt. of India/ State Govt.
  • New TBIs can be set up by Industry Associations, Academic Institutions, R&D labs, Universities, Govt. entities and Technology Parks
Detailed Information
  • LBIs are set up to train/skill youths in various vocations/fields primarily in agro-rural space to enable them, either to set up own enterprises or seek wage employment in related fields/industries.
  • TBIs are set up to promote youths to incubate new and innovative ideas in agro-rural space by providing basic incubation facilities.
How to apply Click Here Proposal to be filled up as per the prescribed format given in https:// aspire.msme.gov.in and submitted to the Ministry through Member Secretary, Scheme Steering Committee at js.ari@nic.in    

13 . Promotion of MSMEs in NER and Sikkim- a sub component of Central Sector Scheme “Technology and Enterprise, Resource Center”.

Objective
Technology support/Skill development
Key Benefits
  • Establishment & Up-gradation of Mini Technology Centers.
  • Development of New & Existing Industrial Estates
  • Capacity Building of Officers engaged in promotion of MSMEs in NER & Sikkim.
Scheme applicable for
  • Existing Entrepreneurs / Aspiring Entrepreneurs
Detailed Information
  • Setting up new and modernization of existing Mini Technology Centres: Financial assistance of 90% of the total project cost (maximum assistance Rs. 10.0 Cr.)
  • Development of new and existing Industrial Estates: Financial assistance of 80% of the total project cost (maximum assistance Rs. 8.0 Cr.)
  • Capacity Building of Officers: Financial Assistance up to Rs. 1.5 lakh per participant.
  • Other Activities: Financial Assistance upto Rs. 1.0 Cr.
  • For details please contact nearby MSME-Development Institute/ District Industry Centre.
How to apply Click Here Proposals through the State Govts.    

14 . ZED Certification Scheme

Objective
Technology support
Key Benefits
  • Promote adaptation of Quality tools/systems and Energy Efficient manufacturing.
  • Financial assistance will be provided to the MSMEs in obtaining a ZED certification.
  • Reimbursement of Certification fees/Consultancy charges on successful certification, subject to an upper ceiling as per the scheme guideline. This can be claimed only once each for National and International Standards.
  • For MSMEs supplying for Defence, reimbursement shall be admissible additionally on Defence related certificates/Standards only once.
Scheme applicable for
  • Existing Entrepreneurs
Detailed Information
  • The scheme envisages promotion of Zero Defect and Zero Effect (ZED) manufacturing amongst MSMEs and ZED Assessment for their certification so as to:
    a. Encourage and Enable MSMEs for manufacturing of quality products using latest technology tools & to constantly upgrade their processes for achievement of high productivity and high quality with the least effect on the environment.
    b. Develop an Ecosystem for Zero Defect Zero Effect Manufacturing in MSMEs, for enhancing competitiveness and enabling exports.
    c. Promote adoption of Quality and recognizing the efforts of successful MSMEs.
    d. Increase public awareness on demanding Zero Defect and Zero Effect Products through the ZED Rating and Grievance Redressal Portal.
How to apply Click Here    

15 . Lean Manufacturing Competitiveness for MSMEs

Objective
Technology support
Key Benefits
  • Financial assistance is provided for implementation of lean manufacturing techniques, primarily the cost of lean manufacturing consultant (80% by GoI and 20% by beneficiaries).
Scheme applicable for
  • Existing Entrepreneurs
Detailed Information
  • The objectives of the Scheme are to enhance the manufacturing competitiveness of MSMEs through the application of various Lean Manufacturing (LM) techniques by;
    a. Reducing waste;
    b. Increasing productivity;
    c. Introducing innovative practices for improving overall competitiveness;
    d. Inculcating good management systems; and
    e. Imbibing a culture of continuous improvement.
How to apply Click Here    

16 . Design Clinic for Design Expertise to MSMEs

Objective
Technology Support
Key Benefits
  • To facilitate MSMEs to develop new Design strategies and or design related products through design interventions and consultancy. Financial assistance to the MSMEs for engagement of design consultants for design intervention (GoI contribution @ 75% for micro, 60% for SMEs for the project range up to Rs. 40 lakh).
  • The Design Scheme shall support design work by reimbursing 75% of expenses incurred up to Rs. 1.5 lakh for final year student project done for MSMEs
Scheme applicable for
  • Existing Entrepreneurs
Detailed Information
  • To bring Indian manufacturing sector and Design expertise/ Design fraternity on to a common platform and to provide expert advice and cost-effective solution on real time design problems, resulting in new product development, continuous improvement and value addition for existing products including new products.
How to apply Click Here MSMEs can submit their proposal to Implementing Agency (IA) as per scheme guideline. The scheme guideline at:    

17 . Digital MSME

Objective
Technology Support
Key Benefits
  • To make MSMEs digitally empowered and motivate them to adopt Information Communication Technology (ICT) tools and application in their production and business process.
Scheme applicable for
  • Existing Entrepreneurs
Detailed Information
  • The main objective of scheme is to make MSMEs digitally empowered and motivate them to adopt ICT tools and applications in their production & business processes with a view to improve their competitiveness in national and international
    Market.
How to apply Click Here    

18 . Entrepreneurial and Managerial Development of SMEs through Incubators

Objective
New Enterprise Creation
Key Benefits
  • Funding support up to Rs. 15 lakhs for development of innovative ideas in to commercial products
  • Seed funding support up to Rs. 100 lakhs for setting up new units for commercialization of successful innovative ideas
Scheme applicable for
  • Existing Entrepreneurs/Aspiring Entrepreneurs
Detailed Information
  • The main objective of the scheme is to promote & support untapped creativity of
    individual and to promote adoption of latest technologies in manufacturing as well as
    Knowledge based innovative MSMEs (ventures) that seek the validation of their ideas at the proof of concept level. The scheme also supports engagement with Enablers who will advise such MSMEs in expanding the business by supporting them in design, strategy and execution. The Enablers will play a pivotal role and would be integral part of the business development.
How to apply Click Here    

19 . Awareness on Intellectual Property Rights (IPR)

Objective
Technology support
Key Benefits
  • Reimbursement of Patent/Trademark/GI:
  • Patent:
  • A. Indian Patent upto Rs.1.00 Lakh
  • B. Foreign Patent upto Rs. 5.00 Lakh
  • Trademark upto Rs. 0.10 Lakh
  • GI Registration Rs. 2.00 Lakh
  • Assistance for setting up IP Facilitation Centre upto Rs. 1.00 cr. for period of 5 years
Scheme applicable for
  • Existing Entrepreneurs
Detailed Information
  • To enhance the awareness of Intellectual Property Rights (IPRs) amongst the MSMEs to encourage creative intellectual endeavor in Indian economy;
  • To take suitable measures for the protection of ideas, technological innovation and knowledge-driven business strategies developed by the MSMEs for;
  • To provide appropriate facilities and support for protection and commercialization of Intellectual Property (IP) for the benefit of MSME sector;
  • To assist SMEs in effective Utilization of IPR Tools for technology up-gradation, market and business promotion and competitiveness. enhancement.

20 . ESDP Scheme

Objective
New Enterprise Creation and Skill development
Key Benefits
  • Motivation
  • Entrepreneurship & Skill Training
  • Management Training
Scheme applicable for
  • Aspiring Entrepreneurs
  • Aspiring and Existing Entrepreneurs
  • Existing Entrepreneurs
Detailed Information
  • Entrepreneurship /Self-employment Motivation to different sections of the society including SC/ST/Women, differently abled, Ex-servicemen and BPL persons as career options.
  • Enterprise Facilitation for Ideation, Mentoring and incubation, Credit facilitation, Market accessibility, Enterprise Clinic, Diagnostic studies in the event of sickness, counseling and other facilities.
  • Entrepreneurship & Skill Training in Agro Based Products, Hosiery, Food & Fruit Processing Industries, Carpet Weaving, Mechanical Engineering Workshop/ Machine Shop, Heat Treatment, Electroplating, Basic/Advance Welding/Fabrication/Sheet metal work, Basic/Advance Carpentry, Glass & Ceramics etc.
  • Management capacity building Training to Existing Entrepreneurs and their supervisory staff in Industrial Management, Human Resource Management, Marketing Management, Export Management/Documentation & Procedures, Materials Management, Financial/Working Capital Management, Information Technology, Digital Marketing, Quality Management/QMS/ISO 9000/EMS, WTO, IPR, Supply Chain Management, Retail Management, Logistics Management etc.
How to apply Click Here To be apply through MSME-DI, MSME-TC websites. The scheme link-    

21 . Assistance to Training Institutions (ATI) Scheme

Objective
Skill development
Key Benefits
  • Support for infrastructure and capacity building of training institutions of Ministry and existing State level EDIs.
  • Support for skill development programmes by training institutions of the Ministry of MSME.
Scheme applicable for
  • Only for training institutions of Ministry of MSME and State level EDIs.
Detailed Information
  • Assistance may be provided under the scheme for creation or strengthening/ expansion of infrastructure, including opening of new branches/centres to training institutions of Ministry of MSME and for meeting revenue deficit, if any, of National Institute for Micro, Small and Medium Enterprises (NIMSME).
  • The maximum assistance under the scheme to a State level EDI will be restricted to Rs.250 lakh in each case. This grant would be utilized for development of physical infrastructure, equipment, faculty training and development of capability in undertaking studies and research on issues related to MSME sector. This grant would be over and above the grant, if any, received by that institution earlier under the ATI scheme
  • For the purpose of grant under this category, an EDI owned and controlled by a State Government / UT would be selected as recommended by the State Government. The selected state level EDI will have to enter into a partnership agreement (or, MOU) with NIMSME to formulate and implement the approved proposal.
How to apply Click Here Based on proposals received from the training institutions of the Ministry of MSME and State level EDIs.    

22 . Science & Technology

Objective
Technology Support
Key Benefits
  • Modernization of production processes.
  • Development of machinery & equipment’s.
  • Technology Transfer, incubation and service facilities.
Scheme applicable for
  • Existing and Aspiring Entrepreneurs.
Detailed Information
  • Any individual can avail of the technologies available with Coir Board by paying a nominal fee including training /incubation /handholding support/assistance for setting up new units from R & D Institutes of the Board.
How to apply Click Here    

23 . Coir Industry Technology Upgradation Scheme

Objective
Credit support/New Enterprise creation
Key Benefits
  • To establish new state of the art coir processing units
  • To provide modern infrastructure facilities to the production units.
  • Upper ceiling of Financial assistance will be Rs.2.50 crores.
Scheme applicable for
  • Existing and Aspiring Entrepreneurs.
Detailed Information
  • The scheme aims at giving away assistance to the entrepreneurs for upgrading and/or procurement of eligible plant and machinery for modernization and thereby establishing a new unit that is capable of making an application for the larger investment in the coir sector. The financial assistance provided under this scheme will be set at 25% of the total cost of admissible items of ‘plant and machinery’ that are procured by the Coir units. All coir production or processing units that are registered with the ‘Coir Board’ under ‘Coir Industry’ (Registration) Rules 2008 and are having ‘Udyog Aadhar’ are eligible to apply for the financial assistance available under this scheme for modernization.
How to apply Click Here    

24 . Skill Upgradation and Mahila Coir Yojana

Objective
Skill Development/New enterprise creation
Key Benefits
  • Training to personnel in the cadres of supervisors/Instructors/ artisans in coir industry.
  • EDPS/Workshops/Seminars on development of coir industry.
  • Financial Assistance under PMEGP
Scheme applicable for
  • Existing and Aspiring entrepreneurs.
Detailed Information
  • Any individual can avail of the technologies available with Coir Board by paying a nominal fee including training /incubation /handholding support/assistance for setting up new units from R & D Institutes of the Board.
How to apply Click Here    

25 . Export Market Promotion

Objective
Export Marketing support.
Key Benefits
  • Participation in international exhibitions & Buyer Seller Meets.
  • External Market Development Assistance.
Scheme applicable for
  • Existing and Aspiring entrepreneurs.
Detailed Information
  • Individual entrepreneurs can avail of EMDA scheme for participating in International exhibitions as per approved calendar.
How to apply Click Here    

26 . Domestic Market Promotion

Objective
Domestic Marketing Support.
Key Benefits
  • Market Development Assistance to Apex Bodies of coir co-
  • PSUs in coir sector, etc.
  • Sales of coir products through showrooms of Coir Board.
  • Publicity for coir products.
Scheme applicable for
  • Existing and Aspiring Entrepreneurs.
Detailed Information
  • Any individual supplier of coir products can register to become consigner for selling coir produce through Coir Board showrooms across the country.
How to apply Click Here    

27 . Trade & Industry Related Functional Support Services

Objective
Data and Information related support.
Key Benefits
  • Dissemination of data on all aspects of coir industry.
Scheme applicable for
  • Existing and Aspiring Entrepreneurs.
Detailed Information
  • Any individual can avail of Trade Information data.
  • Individual coir workers can avail of HRD training facilities.
How to apply Click Here    

28 . Welfare Measures

Objective
Welfare of workers in the industry
Key Benefits
  • Enrollment of coir workers under Pradhan Mantri Suraksha Bima Yojana (PMSBY).
Scheme applicable for
  • Coir workers
Detailed Information
  • Insurance coverage to all individual workers are extended under PMSBY
How to apply Click Here    

29 . MMDA

Objective
Infrastructure Support, Marketing Support and Ski
Key Benefits
  • To reorient KIs activities extending adequate emphasis towards increasing artisans' earnings as well as ensuring quality of Khadi to customers
  • MMDA on Production aims at uniform distribution of sales throughout the year this would help Khadi Institutions to keep inventory levels down, thereby offering greater scope for mobilization of required working capital
Scheme applicable for
  • All KIs and their artisans
Detailed Information
  • Market Development Assistance (MDA) is provided to Khadi Institutions at the 30% of the prime cost of Khadi and Polyvastra production, 40% of it goes to Khadi Artisans and other Khadi Karyakartas engaged in production activities.
How to apply Click Here    

30 . ISEC

Objective
Working capital support to Khadi Institutions
Key Benefits
  • Credit at the concessional rate of interest is made available as per the requirement of the Khadi Institutions to mobilize additional requirements of fund from the Financial Institutions / Banks.
  • The KI is required to pay only 4% interest rate. The difference between the actual Interest charged by the Bank and 4% is borne by the KVIC as “Interest Subsidy”
Scheme applicable for
  • All Khadi Institutions registered with the KVIC or State Khadi and Village Industries Boards (KVIBs) can avail of financing.
Detailed Information
  • The main objectives of the Interest Subsidy Scheme are
    To extend the financial assistance to the needy eligible Khadi institutions for development of Khadi and Polyvastra Programme.
    To ensure adequate working fund to Khadi Institutions.
    To ensure liquidity to Khadi Institutions by taping banking resource.
How to apply Click Here    

31 . Work-Shed Scheme for Khadi Artisans

Objective
To provide a better working environment
Key Benefits
  • To provide better ambience by providing a better work place to artisans to enable them to carry out their spinning and weaving work efficiently.
  • To provide more storing and working space for housing slivers, raw material, implements etc.
  • To help in improving the efficiency and thereby the production, productivity of spinners, weavers and also to increase their earnings.
Scheme applicable for
  • Khadi/polyvastra producing Institutions and Khadi Artisans
Detailed Information
  • Financial assistance is provided to those Khadi artisans who belong to BPL category. In the states where BPL card is being issued, they should be covered under the scheme. Where BPL cards are not being issued at present, identification of poor artisans may be made in a transparent and open process. The benefits of the scheme would be made available to only those artisans who work for at least 100 days in a year.
How to apply Click Here    

32 . Strengthening of Infrastructure of Existing Weak Khadi Institutions and Assistance for Marketing Infrastructure

Objective
To revive weak Khadi Institutions
Key Benefits
  • To assist the identified weak KIs, so as to enable them to regain their status and revive their potential for employment generation
  • To improve the marketing of Khadi products through development of marketing infrastructure, including renovation of selected sales outlets of KIs
  • To bring in a transformation in the Khadi sector and re-affirm its significance as a sustainable employment provider for rural artisans
Scheme applicable for
  • Existing C and weak Khadi and Polyvastra Producing Institutions
Detailed Information
  • The first component of the scheme for reviving a weak institution should start with a detailed study to be conducted, through a professional institute /agency, for ascertaining the reason behind their sickness. The institute/agency would also suggest corrective action to be taken as per the findings/suggested recommendation of the study.
  • lf the institution proposed to be extended assistance had borrowed funds from banks for Khadi activities and these loans have not yet been fully repaid, consent of banks concerned for its revitalization may also be obtained, so that the banks may extend some concession to such institution during the process of revitalization.
  • The State/Divisional Director will identify an Officer of KVIC (by name) preferably a Development Officer (Khadi)/Asstt. Development Officer (Khadi) and assign him the task to act as a 'Nodal Officer' for implementation of the revitalization package in respect of each of the institutions or a group of institutions. The Nodal Officer will be responsible for the outcome of the assistance.
  • While the rehabilitation package will be implemented in the identified institutions having potential for revival.
  • The assisted institution will be tied up with a local major Khadi institution of “A” or "A+" category for extending backward-forward linkages required to start production and sales activities. KVIC should explore opportunities for merger of weak institutions with successful Khadi institutions so that the activities of the weak institutions can get strengthened by the financial and managerial strength of the major institutions.
  • The impact of intervention extended to the institutions will be monitored and reviewed in KVIC i.e. at the State/Divisional Office level by the State/Divisional Directors, at Zonal level by the Dy. Chief Executive Officer of the zone and the Zonal Committee and at the Central Office level by the Chief Executive Officer and the Commission.
How to apply Click Here    

33 . Rojgar Yukt Gaon

Objective
For development of Khadi and creation of sustainab
Key Benefits
  • to transform socio-economically distressed villages into sustainable and self-reliant Khadi based enterprises.
  • To give further motivation to Khadi Sector it is proposed to introduce RYG scheme with enterprise-led business model for strengthening Khadi Institutions.
Scheme applicable for
  • New Entrepreneur or Corporate entity with partnership with KIs
Detailed Information
  • Create an additional 12500 direct employment in 50 villages;
  • Develop a sustainable model of Khadi-based business enterprise in the villages with a tripartite collaborative model of entities from the Government, business and the village community to produce quality goods;
  • Facilitate the overall development of the selected villages in terms of infrastructure and amenities;
  • Develop skills where they don’t exist, provide opportunities where they are not available, generate income and build sustainable self-reliance to communities.
How to apply Click Here (under implementation)    

34 . Honey Mission Programme / Beekeeping

Objective
Technology support, Skill Development and New Ente
Key Benefits
  • To uplift people leaving in rural areas by introducing and popularizing modern beekeeping techniques
  • To create sustainable employment and income opportunities to rural unemployed people
  • supplement the income of farmers, Adivasies
Scheme applicable for
  • Farmer,
  • Unemployed Youth
  • Interested entrepreneurs
Detailed Information
  • Distribution of 10 bee hives and bee colonies to each beneficiary
  • Candidates have been provided training in Beekeeping through State Beekeeping Extension Centers-SBEC(s), Master Trainers and Central Bee Research & Training Institute (CBRTI), Pune, KVIC etc.
  • Utilization of abundant variety of flora and fauna available in country.
  • Beekeeping is environment friendly.
  • Beekeeping can be adopted as a activity of spare time, part time and full time.
  • Beekeeping require low investment, infrastructure (KVIC is meeting substantial portion of expenses).
  • No requirement of own land.
  • Beekeeping enhance productivity levels of Agriculture/Horticulture through pollination.
  • Creates many direct and in-direct employment.
How to apply Click Here    

35 . Mission Solar Charkha

Objective
Infrastructure Support
Key Benefits
  • 50 solar clusters with the financial outlay of Rs. 550 crore during 2018-19 and 2019-20 will be set up.
  • One cluster will have maximum 2,000 artisans. Each artisan will be given two 10 spindle charkha. Maximum Govt. of India subsidy provided to each cluster is Rs.9.60 Crores.
Scheme applicable for
  • Promoter Agencies i.e. SPV, Section 8 Company, Producer Company
Detailed Information
  • Criteria for selection of Promoter Agency/SPV:
    Existing Khadi and Village Industry institution {/fV/} could apply for setting up such a cluster. However, the following parameters must be fulfilled:
  • KVI having a positive balance sheet and assets in favour of the institution;
  • KVI having an artisan base of not less than 200;
  • KVI having a sales turnover of not less than Rs. One Crore in each of the preceding three financial years;
  • Should have an increase in number of new artisans in the last three years.
  • Other Institutions such as SPV, Society, Trust, Section 8 Company or LLP under Companies Act, 2013 registered under respective statutes could also apply for setting up a new Solar Charkha Cluster, with the following criteria:
  • Vision and Mission
  • Board and Governing Structure with sufficient experience
  • Proper Management Information System (MIS)
  • Financial Resources —equity and debt
  • Financial Performance for last three years — profitability and IRR
  • First Timers who want to join the village industry movement could apply for a new cluster, with the following criteria:
  • Highest Commitment to the cause of social and rural upliftment
  • Funding commitment from Scheduled Commercial Banks/ NBFC/ Venture Capital Fund/Private Equity funds
  • Proper Management Information System (MIS)
How to apply Click Here    

36 . Mahatma Gandhi Institute for Rural Industrialization (MGIRI)

Objective
Technology Support, Skill Development
Key Benefits
  • Science and technology Intervention & Innovations for Rural Industries
  • Networking and National/International Collaboration on R&D and Technology Transfer related to KVI Sector
  • Skill/Entrepreneurship Development Training for Enterprise development in KVI sector
Scheme applicable for
  • Existing and Aspiring Entrepreneurs
Detailed Information
  • Any individual entrepreneur can get help in technology up gradation, product quality improvement, DPR preparation and product testing in KVI sector and on-line design support for garment sector.
  • Any individual entrepreneur can get Skill/Entrepreneurship Development Training to set-up enterprise in KVI sector
  • Any individual entrepreneur can avail exiting portal like www.ruralhaat.com and www. Udyamisahayak.com evolved by MGIRI for obtaining information on machinery and equipment availability and product marketing support for village industries
How to apply Click Here E-mail: director.mgiri@gmail.com    

37 . National SC-ST Hub

Objective
Marketing Support
Key Benefits
  • To achieve 4% Public Procurement target from SC-ST entrepreneurs
  • Facilitating SC/ST Entrepreneurs to be part of vendor development programs and mentoring support
  • Collection, collation and dissemination of information regarding SC/ST enterprises and entrepreneurs
  • Distribution of trade specific tool kits to trained candidates
Scheme applicable for
  • Existing and Aspiring SC/ST Entrepreneurs
Detailed Information
  • The National SC-ST Hub (NSSH) has been set up to provide professional support to Scheduled Caste and Scheduled Tribe Entrepreneurs to fulfil the obligations under the Central Government Public Procurement Policy for Micro and Small Enterprises Order 2012, adopt applicable business practices and leverage the Stand-Up India initiative. The key action areas of NSSH include vendor development, participation in public procurement, building reliable database, mentoring and handholding support, policy advocacy with states, credit facilitation, capacity building, private affirmative action, technology upgradation, marketing support, and special subsidies under various schemes. The NSSH works on the mentioned priority areas through various sub-schemes which are as follows:
  • Special Credit Linked Capital Subsidy Scheme
  • Special Marketing Assistance Scheme
  • Single Point Registration Scheme
  • Bank Loan Processing Reimbursement Scheme
  • Bank Guarantee Charges Reimbursement Scheme
  • Testing Fee Reimbursement Scheme
  • Export Promotion Council Membership Reimbursement Scheme
  • Top 50 NIRF Rated Management Institution's Short-Term Training Program Fee Reimbursement Scheme
How to apply Click Here    
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